Dr. Ayman Nader Alkhaldi
The Head of Management Information System Department ,Assistant Professor, Community College,
University of Hail, Kingdom of Saudi Arabia
E-Mail: ayman_alkhaldi@hotmail.com, a.alkhalid@uoh.edu.sa
Postal Code: 81451, B.O: 2440, Kingdom of Saudi Arabia
Bangalore -560025 Email: ijmit@cirworld.com


 Dr.Hariharan Ravi
M.Sc. (Finance & Computer Applications), MBA
(Finance),M.Phil.(Commerce) Ph.D. Banking Technology (Finance)
Assistant Professor, St. Joseph’s College of Commerce (Autonomous)
Affiliated to Bangalore University (Bangalore) #163,Brigade Road ,
Bangalore -560025 Email: ijmit@cirworld.com


Dr. Muganda Munir Manini
Lecturer, Department of Economics, Finance and Accounting ,
Kibabii University, Bungoma, Kenya
mmanini@kibu.ac.ke


Dr. Ashok Kumar Chandra 
Department of Management 
Bhilai Institute of Technology , Durg (C.G.)
India, ash.chandra77@gmail.com


M.K.MARICHELVAM
Department of Mechanical Engineering,
Mepco Schlenk Engineering College,
Sivakasi, Tamilnadu, India - 626005.
Mobile No:+919751043410
E-mail: mkmarichelvamme@gmail.com


Dr. Daneil W. Kwong
Board Director Emeritus, USA Chinese Scholars Association
Global Partner, United Nations Offices of Disaster Risks Reduction (Geneva)
Founder, National History Center (DC)
Delegate, London Diplomatic Summit
VIP Guest, Asian Pharma Packaging Conference 2018, Singapore
 ghh_dwk@yahoo.com